Your guide to apprenticeship support payments 

Australia is experiencing one of the worst skills shortages in decades – and that means ensuring you finish your apprenticeship is a priority for the federal government. It is investing heavily in apprenticeship support over the next four years, so if you’re an apprentice – or you employ one – it pays to know what you’re eligible for, as learning the ropes of a trade is exciting, but can be financially challenging. Peter Gilchrist, Executive Director of Apprenticeship Support Australia, says apprentices are generally paid lower than qualified workers in exchange for subsidised training. “There are also other costs that come with starting an apprenticeship, including tools of the trade, travel and formal training attendance expenses,” Peter adds.

Here’s a list with handy links that can help you look into the support you may be eligible for.

Firstly, how much do apprentices get paid?

As an apprentice, you get paid a salary. Rates vary depending on a few factors such as if the apprentice is a school leaver or an adult apprentice (21 years or over). To be paid apprenticeship rates, you must be registered with a recognised training organisation, such as TAFE. Use this calculator to check on apprentice pay rates.

Australian Apprenticeship Support Loan

What is it: Apprentices can apply for an Australian Apprenticeship Support Loan (AASL). It’s an interest-free loan to help purchase tools and supplies. You can borrow up to $24,492 (2023-2024), which is paid in monthly instalments.

Who is eligible: You need to be completing studies under the Australian Apprenticeship program in a qualification listed on the Australian Apprenticeship Priority List to apply.

How to pay it back: You only repay your loan when you’re earning an income above the minimum repayment threshold ($51,550 for 2023-2024). Once you complete your apprenticeship, you’ll get a 20 per cent discount on your loan amount.

Do you get taxed on it?: The AASL is not part of your taxable income so you don’t get taxed on this loan.

How to apply: Through the Apprenticeship Data Management System.

Australian Apprentice Training Support Payment

What is it: You can apply for assistance of up to $5,000 to help with the cost of living, buying tools and finishing your apprenticeship. The Australian Apprentice Training Support Payment (AATSP) is paid over four instalments, every six months, and does not need to be paid back. This is on top of the AASL.

Who is eligible: You need to be doing a trade on the Australian Apprenticeship Priority List to qualify.

How to apply: Through the Apprenticeship Data Management System.

Note for employers: Employers taking on apprentices in priority occupations are also eligible for $5,000 to help subsidise costs associated with employing an apprentice.

New energy incentive

What is it: The Government is incentivising apprentices to upskill in green energy sectors. The New Energy Apprenticeships Program gives apprentices up to $10,000 in support over the duration of their apprenticeship.

Who is eligible: The scheme includes 40 different trades, such as designing and constructing hydro-electricity, solar and battery installations, and electric vehicle maintenance. You don’t have to be solely working in clean energy sectors to apply – if you’re upskilling within a traditional trade, you may also be eligible. Check out the full list of eligible trades.

How to apply: This incentive can be claimed on top of the AASL, and unlike that loan, this doesn’t need to be paid back. Apprenticeship Support Australia has this handy cheat sheet that walks you through how to apply.

Other benefits you may be eligible for as an apprentice